Our offer

We create tailor-made solutions for your customers to protect what matters most to them – their family and their health.

At iptiQ, we offer white-label insurance solutions through products manufactured through Lumico Family of Companies, featuring Lumico Life Insurance Company and Elips Life Insurance Company.

Both companies have an “A” rating by A.M. Best* – the leading rating agency of the insurance industry. “A” is excellent, and is the second highest of fifteen ratings that can be awarded. We’re committed to providing excellent customer service, and we’re operating in a way that our customers can trust.

Our carriers have a collective 50+ year track record helping insure individuals and families, and are part of Swiss Re, a global financial services organization.

*These ratings reflect claims paying ability but are not a guarantee of future performance.


A holistic suite of life insurance products addressing multi-stage life milestones.


Health insurance products designed to complement financial planning options.