Transforming insurance. Powering your progress.

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Let’s close the protection gap. Together.

Millions of families in the US do not have the life and health insurance coverage they need. This is known as the “protection gap” – and it’s estimated to be over $26T, and impact more than 61% of Americans (Swiss Re Institute, 2018, September). Many companies talk about ways to disrupt the insurance industry and solve this problem. iptiQ is actually doing it.

iptiQ is both a state-of-the-art B2B2C digital platform and life and health insurance carrier. We white-label insurance products through Lumico Life Insurance Company, which is rated “A” (Excellent) by A.M. Best and A+ by the Better Business Bureau. And together with our partners, we’re dedicated to protecting more families and closing the insurance protection gap.

Our value proposition

At iptiQ, we’re building strategic partnerships to effectively serve our customers. Our partners provide their brand, customer base and marketing. We provide a digital insurance platform, data-driven products and affordable coverage in return. Our end-to-end, omni-channel solution is faster to market, delivers targeted results, and is powered by a leading industry team to ensure your success. A true one-stop-shop for your insurance, technology, and reinsurance needs.

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Who we work with

We partner with consumer brands who seek to offer insurance products.

What we offer

We provide customized life and health solutions to protect your customers and their families.

Why iptiQ?

We offer a fast, flexible implementation and a collaborative partnership.


Seamless user experience

We provide a modular, B2B2C platform that you can customize to meet your business needs. It includes a quick quote, need assessment tool, omni-channel e-app, and agent- and customer-specific portals. And it’s enabled by data-driven underwriting, progressive technology and integrated data.

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"Together with our distribution partners, iptiQ’s achieved consistent exponential growth."

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We’re excited to hear from you. Let’s talk more!
iptiQ Americas 175 King StArmonk, NY 10504USA